PRIVACY, COOKIES NOTICE & TERMS OF USE

PRIVACY AND COOKIES NOTICE

Privacy Notice

Solicitors Indemnity Fund Limited (SIFL) takes the protection of your personal data seriously and is committed to protecting your privacy. This privacy notice sets out details of information that we may collect from you and how we may use this information.

Please take your time to read this notice carefully.

  1. About Solicitors Indemnity Fund (SIF) and Solicitors Indemnity Fund Limited (SIFL)

Solicitors Indemnity Fund Limited (SIFL) provides the management and administration to the Solicitors Indemnity Fund (SIF). SIF provided professional indemnity cover to solicitors in private practice in England & Wales until 31 August 2000 and thereafter has provided Expired Run Off professional indemnity cover to practices that have ceased without any successor for more than 6 years.

As part of the service we provide, we handle claims made against principals, solicitors or members of a Recognised Body (“Our Services”).

To enable us to provide “Our Services” we need to collect and process personal data. This makes us a “data controller” for any personal data that you provide to us and which makes us responsible for complying with data protection laws.

SIFL has appointed a data protection officer (“DPO”). If you have any questions about this Privacy Policy, including any requests to exercise your legal rights, or if you are unsure about who the data controller of your personal data is, please contact the DPO using the details set out below.

SIFL’s contact details as Data Controller are:

Name: Solicitors Indemnity Fund Limited
Email: enquiries@sifund.co.uk
Address: Suite 7.21,
10 Lower Thames Street,
London,
EC3R 6AF

  1. Our processing of your personal and special categories of personal data

Personal data means any information that relates to an individual from which that individual can be identified. Personal data that has been anonymised is not included herein.

The types of personal data we collect and our use of that personal data will depend on the nature of your relationship with us. This means that we will collect different personal data depending on whether you are a solicitor, a claimant, a third party, a solicitor panel member or claims handling agent, or any third party we engage with, or a website user.

Special category data is information that relates to your health, genetic or biometric data, criminal convictions, sex life, sexual orientation, racial or ethnic origin, political opinions, religious or philosophical beliefs or trade union membership.

We do not collect or request special categories of personal data, we will sometimes receive some special categories of personal data where this may be relevant to the handling of a claim being made against a solicitor/practice we are dealing with.

Where information is provided in the course of claims handling relating to other individuals, for example, claimants or other third parties, you should therefore refer them to this Privacy Policy as we will also be a data controller of and responsible for their personal data.

In order to make this notice as user friendly as possible, we have split it into different sections, please click on the section below that best describes your relationship with us.

Your relationship with us

a. Solicitors in private practice, members of solicitor practices and Recognised Bodies
b. Claimants
c. Third Parties
d. SIFL and EPIC website users

Solicitors in private practice, members of solicitor practices and recognised bodies

This section will be relevant to you and sets out our uses of your personal data if you are:

  • a solicitor, a member or a principal of a practice, or a Recognised Body for whom SIF has provided professional indemnity cover.
  • the principal of a ceased practice or of a member of a ceased Recognised Body to whom we have provided Expired Run-Off cover.

What personal data will we collect?

  • Your name and title.
  • Contact information, including your business address, telephone numbers and email addresses.
  • Additional information relating to previous claims history or inadequate professional service complaints made against you/the firm relevant to our providing professional indemnity cover.
  • In circumstances where the practice/firm has ceased, details of your home address and personal contact and email addresses.
  • Information we have gathered from publically available sources such as newspapers and social media sights.
  • Any other information passed on from you, your insurance broker or someone else on your behalf.

What Sensitive Personal Data will we collect?

Whilst we do not collect your “Sensitive Personal Data”, there may be circumstances where you disclose “sensitive personal data”, where relevant to a claim that is being made against you. This may include:

  • details about your physical or mental health
  • details about any criminal convictions and related information.

How will we collect your personal data?

We collect information directly from you when you:

  • use the SIFL website;
  • contact us to notify a claim
  • make complaint; and
  • contact us by email, telephone and through other written and verbal communications.

As well as obtaining information from you, we may also collect information from:

  • claimants and other associated third parties relating to a claim made against you;
  • any claims files relating to a previous claim notifications and/or circumstances notified again the practice/firm;
  • the Solicitors Regulation Authority and/or The Legal Ombudsman;
  • publically available sources such as internet search engines;

What will we use your personal data for?

We use your personal data for a number of different purposes. In each case, we must have a “legal ground” to do so. We will rely on the following “legal grounds” when we process your “personal data”:

  • We need to use your personal data to administer and manage the records we hold with regard to the historical practice records and to handle or deal with any claims that arise.
  • We need to use your personal data for a legitimate interest, for example to keep a record of decisions we make, to keep business records and to develop and improve our services. When using your data for these purposes we will always consider your rights and interests.
  • We need to use your personal data for legitimate business reasons which includes keeping a record of all practice details we hold and the claims we handle, to investigate any claims, to keep business and accounting records and to manage our business operations. When using your personal data for these purposes, we will always assess our need to use this personal data for these specific purposes against your rights to privacy to ensure we are protecting your rights.

When the information we process is designated as “sensitive personal data”, we must have an additional “legal ground” to rely upon. These are:

  • in relation to a claim where there is a substantial public interest in such use.
  • to establish, exercise or defend legal claims. This might happen when we are faced with legal proceedings, or want to bring legal proceedings ourselves, or when we are investigating a legal claim brought against you by a third party.
  • we need to use such special category data for a justifiable public interest purpose on the basis of a legal requirement (e.g. security scanning of email contents to detect cyber threats).
  • to prevent and detect unlawful acts and there is a substantial public interest in such use, including the investigation of potential or suspected fraud.
  • to protect the public against dishonesty

Purpose for processing Legal grounds for using your personal data Legal grounds for using your special category data
To administer a firm’s practice records It is necessary to enter or perform your contract.

We have a legitimate business reason (to maintain records of solicitor practices entitled to indemnity out of SIF).

Such use is necessary to protect the public against dishonesty
To provide run-off and extended run-off cover We have a legitimate business reason (to provide run-off insurance cover in accordance with the 2012 SRA Indemnity Rules). Such use is necessary for indemnity purposes
To handle any claims you receive It is necessary to enter into or to perform in accordance with the 2012 SRA Indemnity Rules.

We have a legitimate business reason (to investigate and handle all claims that have been notified to us pursuant to the cover we provide)

Such use is necessary for indemnity purposes.

We need to use your information in order to establish, exercise or defend legal rights.

Such use is necessary for the purposes of protecting the public against dishonesty

Communicating with you and resolving any complaints that you might have It is necessary to enter into or to perform in accordance with the 2012 SRA Indemnity Rules.

We have a legitimate business reason (to communicate with you, record and to ensure that complaints are handled appropriately)

Such use is necessary for indemnity purposes.

We need to use your information in order to establish, exercise or defend legal rights

Complying with requests from third parties for personal data which will assist with their own enquiries and investigations for suspected unlawful acts We have a legitimate business reason (to respond to third parties’ requests for information that will assist their investigations) It is in the substantial public interest to prevent or detect unlawful acts.

Such use is necessary for the purposes of protecting the public against dishonesty

Managing our business operations such as maintaining accounting records, internal audit requirements, receiving professional advice (e.g. tax or legal advice) We have a legitimate business reason (to effectively manage our business operations) We need to use your information in order to establish, exercise or defend legal rights
Improving Our Services We have a legitimate business reason (to effectively develop and improve our Services) Not applicable
Investigating or detecting the unauthorised use of our systems, to secure our system and to ensure the effective operation of our systems We have a legitimate business reason (to ensure the integrity and security of our systems) We need to use your information in order to establish, exercise or defend legal rights
Transferring or selling part of our business or re-organising our company structure. We have a legitimate business reason (to manage our business and re-organise our company) Not applicable.

Who will we share your personal data with?

All of our activities are governed by the Solicitors Indemnity Rules 1987 and for later years as amended thereafter. These Rules are now commonly referred to as the SRA Indemnity Rules. The latest version of these rules is the 2012 SRA Indemnity Rules which can be accessed from this link:

https://sra.org.uk/solicitors/handbook/indemnityrules/content.page

These rules restricts the circumstances in which and the third parties with whom we can share your personal data. We will keep your personal data confidential and only share it where necessary for the purposes set out above and with the following parties:

  • Solicitor Panel firms and claims handling agents instructed by the Solicitors Indemnity Fund Limited in respect of claims handling and for claims management purposes including coverage disputes
  • Third parties involved in the administration of a claim including loss adjusters, claims handlers, barristers, private investigators, accountants, auditors, banks, lawyers and other experts including medical experts
  • Other insurers, e.g. where another insurer has previously provided you with a policy or handled a claim
  • Insurance brokers and other intermediaries
  • Other insurers who provide our own insurance (reinsurance) and companies who arrange such reinsurance
  • SIFL’s professional advisers
  • Claimants and relevant interested third parties
  • The Solicitors Regulation Authority, the Legal Ombudsman and Information Commissioner’s Office
  • Courts and Tribunals where legal proceedings have been initiated
  • The police, HMRC and other crime prevention and detection agencies
  • Third party suppliers, agents and contractors appointed by Solicitors Indemnity Fund Limited to help us carry out our everyday business activities such as IT suppliers, actuaries, accountants, auditors, tax advisers and lawyers
  • Selected third parties in connection with any sale, transfer or disposal of our business
  • Any agent or representative acting for you

Our processing of your personal data: Third Party Claimants and Third Party Claimant’s Solicitors

This section will be relevant to you if you have made or make a claim against a ceased solicitor practice or a principal of a ceased solicitor practice or a ceased recognised body and sets out our uses of your personal data or you are a solicitor acting on behalf of a prospective claimant.

What personal data will we collect?

  • Firm name (where you are the claimant solicitor).
  • Your name and title.
  • Contact information, including your business/home address, telephone numbers and email address.
  • Information which is relevant to your claim including details of the retainer held with
    the original solicitor practice against which your claim is being made and full details of your claim.
  • Your claims reference number (if relevant).
  • Your bank and payment details
  • If relevant to your claim, we may collect information about your job such as job title, employment history and professional accreditations.
  • Information which we have gathered from public available sources such as newspapers, social media etc.
  • Any other information passed on from you, your representative or anyone else making a claim on your behalf.

What sensitive personal data will we collect?

Whilst we do not collect your sensitive personal data, there may be circumstances where you disclose sensitive personal data, where relevant to a claim that is being made against you.

We may also collect information because it is relevant to your claim which reveals or is likely to reveal your race or ethnicity, religious or philosophical beliefs, political options, trade union membership, genetic or biometric data or data concerning your sex life or sexual orientation.

How will we collect your personal data?

We will collect information directly from you when you:

  • Make a claim
  • Contact us through telephone or other written communication
  • Make a complaint
  • when you correspond with us in relation to the claim made against the solicitor practice and when we directly communicate with you as the indemnity provider of the ceased firm.

As well as obtaining information directly from you, we will also collect information from:

  • the solicitor practice who you have made a claim against and principals that existed within the firm;
  • any claims files relating to your claim;
  • third parties involved in the claim (such as our business partners and representatives, brokers or other insurers, claimants

What will we use your personal data for?

We use your personal data for a number of different purposes. In each case, we must have a “legal ground” to do so. We will rely on the following “legal ground” when we process your “personal data”:

  • We have a legal or regulatory obligation to use such personal data (e.g. our need to hold certain records of our dealings with you).
  • We need to use your personal data for a legitimate business reason (e.g. to investigate any claims, to keep business and accounting records and to manage our business operations). When using your personal data for these purposes, we will always consider your rights and interest.

When the information that we process is classed as “sensitive personal data”, we must have an additional “legal ground”. We will rely on the following legal grounds when we process your “sensitive personal data”:

  • We need to use your sensitive personal data for purposes relating to a claim made under the SRA Indemnity Rules and there is a substantial public interest in such use. Such purposes include managing claims and preventing and detecting fraud
  • We need to use your sensitive personal data to establish, exercise or defend legal rights. This might happen when we are faced with legal proceedings or want to bring legal proceedings ourselves or we are considering the claim which has been made against our indemnified

Purpose for processing Legal grounds for using your personal data Legal grounds for using your special category data
To investigate and handle your claim We have a legitimate business reason (to investigate and handle all claims that have been notified to us) Such use is necessary for indemnity purposes.

We need to use your information in order to establish, exercise or defend legal rights

Communicating with you We have a legitimate business reason (to communicate with you, record and investigate complaints and ensure that future complaints are handled appropriately) Such use is necessary for indemnity purposes.

We need to use your information in order to establish, exercise or defend legal rights

Managing our business operations, such as maintaining accounting records, internal audit requirements, receiving professional advice (e.g. tax or legal advice) We have a legitimate business reason (to effectively manage our business operations) We need to use your information in order to establish, exercise or defend legal rights
Improving Our Services We have a legitimate business reason (to develop and improve our Services) Not applicable
Investigating or detecting the unauthorised use of our systems, to secure our system and to ensure the effective operation of our systems We have a legitimate business reason (to ensure the integrity and security of our systems) We need to use your information in order to establish, exercise or defend legal rights
Transferring or selling part of our business or re-organising our company structure We have a legitimate business reason (to manage our business and re-organise our company).

We have a relevant legal or regulatory obligation.

Not applicable

Who will we share your personal data with?

We will keep your personal data confidential and we will only share it where necessary for the purposes set out above with the following parties:

  • Solicitor Panel firms and claims handling agents instructed by the Solicitors Indemnity Fund Limited in respect of claims handling and for claims management purposes.
  • The ceased firm who you have made a claim against and the principals of that firm.
  • Third parties involved in the administration of your claim such as loss adjusters, claims handlers, private investigators, accountants, auditors, barristers, banks, lawyers and other experts including medical experts.
  • Other insurers (e.g. where another insurer is also involved in a claim that you are making).
  • Insurance brokers and other intermediaries.
  • Professional advisers.
  • Witnesses involved in a claim that you have made.
  • The Solicitors Regulation Authority, the Legal Ombudsman and the Information Commissioner’s Office.
  • Courts and Tribunals where legal proceedings have been initiated.
  • Insurers who provide our own insurance (reinsurers and companies who arrange such reinsurance)
  • The police, HMRC, and other crime prevention or detection agencies.
  • Third party suppliers, agents and contractors appointed by Solicitors Indemnity Fund Limited to help us carry out our everyday business activities including IT suppliers, actuaries, auditors, lawyers, outsourced business process management providers and tax advisers.
  • Selected third parties in connection with any sale, transfer or disposal of our business.
  • Any agent or representative acting for you.

Our processing of your personal data: Third parties

Individuals at Third Parties with whom we engage, such as our solicitor panel firms, claims handling agents, our business partner and insurers.

This section will be relevant to you if you are:

  • our supplier;
  • our business partner;

What personal data will we collect?

  • Your name and title.
  • Contact information, including your business telephone number and email addresses.
  • Your job title.
  • Other information (including publically available information obtained as part of our due diligence checks).
  • If you attend an event with us, we may collect relevant details such as your event preferences and dietary requirements.

What sensitive personal data will we collect?

We do not collect your sensitive personal data.

How will we collect your personal data?

As well as obtaining information directly from you, we will collect information from:

  • Invoices, contracts, correspondence and business cards
  • Publically available sources such as internet search engines

What will we use your personal data for?

We may use your personal data for a number of different purposes. In each case, we must have a “legal ground” to do so. We will rely on the following “legal grounds”, when we process your “personal data”:

  • We need to use your personal data to enter into or perform the contract that we hold with you. For example, we need to use your personal data to engage your services
  • We need to use your personal data for a legitimate business reason (e.g. to keep business and accounting records and to manage our business operations). When using your personal data for these purposes, we will always assess our need to use this personal data for these purposes against your rights to privacy to ensure we are protecting your rights

Purpose for processing Legal grounds for using your personal data Legal grounds for using your special category data
To provide Our Services and provide professional indemnity cover to solicitor firms and ceased practices We have a justifiable purpose (to effectively provide professional indemnity cover, we rely on the expertise of other third parties to assist) Not applicable
To build and maintain our business relationships It is necessary to enter into or perform our contract with you.
We have a justifiable purpose (to build strong business relationships and manage such relationships)
Not applicable
Managing our business operations such as maintaining accounting records, internal audit requirements, receiving professional advice (e.g. tax or legal advice) It is necessary to enter into or perform our contract with you.
We have a legitimate business reason (to effectively manage our business operations)
Not applicable
Communicating with you to manage and handle your enquiries We have a justifiable purpose (to send you communications to effectively manage our business and respond to your enquiries).
It is necessary to enter into or perform our contract with you
Not applicable
Investigating or detecting the unauthorised use of our systems, to secure our system and to ensure the effective operation of our systems We have a legitimate business reason (to ensure the integrity and security of our systems). Not applicable
Transferring or selling part of our business or re-organising our company structure We have a legitimate business reason (to manage our business and re-organise our company) Not applicable

Who will we share your personal data with?

We will keep your personal data confidential and we will only share it where necessary for the purposes set out above with the following parties:

  • Solicitor Panel firms and claims handling agents instructed by the Solicitors Indemnity Fund Limited in respect of claims handling and for claims management purposes including coverage disputes.
  • Third parties who provide information concerning the indemnity cover provided. These include brokers, prior insurers and underwriters.
  • The practice or ceased practice that is a subject to the claim and the principals at this practice.
  • Professional advisers.
  • The Solicitors Regulation Authority, the Legal Ombudsman and Information Commissioner’s Office.
  • Third party suppliers we appoint to help us carry out our everyday business activities such as IT suppliers, actuaries, accountants, auditors, lawyers and document management providers.
  • Selected third parties in connection with any sale, transfer or disposal of our business.

Our processing of your personal data: Solicitors Indemnity Fund website users

If you are a user of the SIF website, this section will be relevant to you and sets out our uses of your personal data.

What personal data will we collect?

General information submitted by the website or platform, for example where you provide your details in the Contact Us section of the SIF website, such as name, address, telephone number.

Information obtained through our use of cookies. You can find more information about this in the Cookies Policy section below.

What sensitive personal data will we collect?

No sensitive personal data is collected.

How will we collect your personal data?

We will collect your information directly from our website. Our websites may also collect your devices unique identifier, such as an IP address.

What will we use your personal data for?

We may use your personal data for a number of different purposes. In each case, we must have a “legal ground” to do so. We will rely on the following “legal ground”, when we process your “personal data”:

  • We need to use your personal data for a legitimate business reason (e.g. to monitor the number of visitors and usage of our website). When using your personal data for these purposes, we will always assess our need to use this personal data for these purposes against your rights to privacy to ensure we are protecting your rights

Purpose for processing Legal grounds for using your personal data Legal grounds for using your special category data
To monitor the number of visitors and usage of our website We have a legitimate business reason (to monitor usage of our website) Not applicable

Who will we share your personal data with?

We will keep your personal data confidential and we will only share it where necessary for the purpose set out above.

  1. What marketing and/or profiling activities do we carry out?

We do not carry out any marketing or profiling activities or send marketing communications.

  1. How long do we keep your personal data for?

Retention of specific records may be necessary for one or more of the following reasons:

  • ­To fulfil statutory or other regulatory requirements;
  • To evidence events/agreements in case of dispute;
  • To meet our operational needs;
  • To meet any historical purpose requirements.

We will retain your personal data for as long as is reasonably necessary to perform the function and/or for the purposes set out in section 2 above and the retention period will be determined primarily by relevant legal and regulatory obligations.

Personal data that is collected and subsequently not used for any function and/or purpose identified in Section 2 above will be reviewed periodically and considered for deletion.

If you would like further information regarding the periods for which your personal data will be stored, please contact us using the details set out in Section 9.

  1. What is our approach to sending personal data overseas?

We do not transfer or disclose your personal data to countries or third parties located outside of the European Economic Area (“EEA”).

The personal data we collect about you will be stored and processed in the United Kingdom. Should we need to transfer your personal data to any other country (for example, in order to instruct professional advisers to defend a claim) we will take all reasonable measures to safeguard the transfer of your personal data in a manner that complies with data protection laws.

If you would like further information regarding our data transfers and the steps we take to safeguard your personal data, please contact us using the details set out in section 10.

  1. How do we protect your personal data?

Solicitors Indemnity Fund Limited takes security of your information very seriously. We maintain appropriate, technical, organisational and physical safeguard designed to protect the data that we process in accordance with client instructions and in line with our legal and regulatory obligations. The security measures in place on our website and computer systems are in place to protect against the loss, misuse or alteration of the information you provide to us. We keep your personal data only for as long as is reasonably necessary and for the purpose for which it was collected, or to comply with any applicable legal or ethically reporting or document retention requirements.

All information we are provided with will be stored on our secure servers protected by data-encryption, with perimeter firewall technology and intrusion protection software.

As emails submitted via this website are not protected by the same security measures we use in other areas where we actively collect information, you should be particularly careful in deciding what information you wish to send to us via email. In the event that you become aware of any actual or potential misuse of such information or for more information on IT security, please contact us using the details set out in Section 9.

  1. Your Rights

Under data protection law you have a number of rights in relation to the personal data that we hold about you which we set out below. These rights might not apply in every circumstance. You can exercise your rights by contacting our DPO at any time using the details set out in Section 9. We will not usually charge you in relation to a request.

Please note that although we take your rights seriously, there may be some circumstances where we cannot comply with your request such as where complying with it would mean that we couldn’t comply with our own legal or regulatory obligations. In these instances we will let you know why we cannot comply with your request.

In some circumstances complying with your request may result with your claim being discontinued, for example if you request an erasure of personal data, we would not have the information required to pay your claim. We will inform you of this at the time that you make a request.

The right to access your personal data
You are entitled to a copy of the personal data we hold about you and certain details about how we use it. We will usually provide your personal data to you in writing unless you request otherwise. Where your request has been made electronically (e.g. by email), a copy of your personal data will be provided to you by electronic means where possible.

The right to rectification
We always take care to ensure that the information we hold about you is accurate and where necessary up to date and complete. If you believe that there are any inaccuracies, discrepancies or gaps in the information we hold about you, you can contact us and ask us to update or amend it.

The right to restriction of processing
In certain circumstances, you are entitled to ask us to stop using your personal data, for example where you think that the personal data we hold about you may be inaccurate or where you think that we no longer need to use your personal data.

The right to withdraw your consent
Where we rely on your consent in order to process your personal data you have the right to withdraw such consent to further use of your personal data.

The right to erasure
This is sometimes known as the ‘right to be forgotten’. It entitles you, in certain circumstances, to request deletion of your personal data. For example, where we no longer need your personal data for the original purpose we collected it for or where you have exercised your right to withdraw consent. Whilst we will assess every request, there are other factors that will need to be taken into consideration. For example, we may be unable to erase your information, as you may have requested, because we have a legal or regulatory obligation to keep it.

The right to object
In certain cases, you have the right to object to our processing. This arises in relation to:

Marketing. Please note that we do not carry out any marketing activity. In the event that this changes, we will update this section and inform you of your right to object to marketing.

Processing based on our legitimate business reason. Where we process your personal data because we have a legitimate business reason to do so, you can object to such processing, unless our purpose outweighs any prejudice to your privacy rights.

The right to data portability
In certain circumstances, you can request that we transfer personal data that you have provided to us directly to a third party.

Rights relating to automated decision-making
Please note that we do not carry out any automated decision making. In the event that this changes, we will update this section and provide more information about your rights relating to automated decision-making.

The right to make a complaint to the ICO
You have a right to complain to the Information Commissioner’s Office (ICO) if you believe that we have breached data protection laws when using your personal data. You can visit the ICO’s website at https://ico.org.uk/ for more information. Please note that lodging a complaint will not affect any other legal rights or remedies that you have.

  1. Cookies

By accessing and using this website you indicate that you allow SIFL’s use of cookies. The website uses cookies which are small files or letters and number that SIFL puts on your computer if you allow it. After your visit to the website, your cookies will remember your language selection after your visit, they also allow us to recognise and count the number of visitors and see how visitors move around the site. Some of the cookies are required to allow you access to the website and to make your browsing experience more user friendly.

You can configure your web browser to refuse, delete or be informed if a cookie is safe, the “Help Section” on the menu bar of most internet browsers will tell you how to do this. You may delete and block all cookies but if you do so, our website may not function properly and you may not be able to access certain areas. For more information about cookies please visit https://www.allaboutcookies.org/.

Below is a table of all cookies on this website – their name, type and purpose:

Cookie Type
Cookie Name
Cookie Purpose
Google Analytics __utmz __utmc __utmb __utma These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site for you. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited

  1. Contacting Us

If you would like further information about any of the matters in this Privacy Policy or if you have any other questions about how we collect, store or use your personal data, you may contact our Data Protection Officer:

Email: dpo@sifund.co.uk
Address: Suite 7.21,
10 Lower Thames Street,
London,
EC3R 6AF

  1. Update to this Privacy and Cookies Notice

From time to time we may need to make changes to this notice, for example, as the result of changes to law, technologies, or other developments. We will provide you with the most up-to-date notice on this web page.

This notice was last updated on 16 July 2019.